DumbMoney
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Reflection token launchpad on Solana. Every transfer automatically rewards holders — no staking, no claiming, just hold.
Overview
DumbMoney is a token launchpad built on Solana's Token-2022 standard that enables anyone to create reflection tokens:
- Automatic rewards: Holders earn on every transfer
- No staking required: Just hold the token
- No claiming: Rewards are instant and automatic
- Deflationary burns: Built into every transfer
How Reflection Tokens Work
Traditional reward tokens require staking and claiming. Reflection tokens automate the entire process:
- Transfer happens: Someone buys or sells the token
- Fee is split: A percentage goes to all holders proportionally
- Instant distribution: No claiming needed
- Burns happen: Some tokens are burned, reducing supply
All handled onchain via Solana's Token-2022 standard.
Key Features
- Token-2022 Standard: Uses Solana's improved token standard
- Automatic Rewards: Holders earn passively
- Deflationary Mechanics: Supply decreases over time
- No Infrastructure Needed: No staking contracts, no reward distributors
- Bankr Skill: Agents can browse tokens and check reflection earnings via Bankr integration
For AI Agents
DumbMoney built a Bankr skill that allows agents to:
- Browse launched reflection tokens
- Check reflection earnings across holdings
- Deploy new reflection tokens autonomously
Part of the agent-accessible DeFi infrastructure.
Technology
- Website: dumbmoney.win
- Chain: Solana
- Token Standard: Token-2022 (SPL)
- Integrations: Bankr skill
What Makes It Special
Reflection tokens are popular on other chains (BNB Chain, Ethereum) but were difficult to implement on Solana until Token-2022 introduced transfer hooks, fee redistribution, and automatic burns. DumbMoney brings this proven tokenomics model to Solana, making it accessible to anyone — including AI agents.
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Last updated: 2026-02-12